1.What do you think about credit cards?
a. They're great. I can buy what I want even when I don't have any money.
b. They can be useful if you are careful with them.
c. They're a bad idea. It's better not to have them.
2.You want to go on holiday. What's the best idea?
a. Forget about the cost. Holidays are only once a year!.
b. Look around for special offers on the Internet.
c. Go just for two or three days and sleep in a tent.
3.You've lost your camera. What do you do next?
a. Buy a new one. It was a bit old anyway.
b. Look for a good second-hand one.
c. Use the camera on your mobile phone.
4.You're at the supermarket check-out. Which statement is true for you?
a. Your basket is full of expensive food for dinner tonight!
b. You have fifteen packs of coffee. It was on offer!
c. You've chosen the basic things and nothing more.
5.Do you know how much money you have in the bank?
a. Not really. If my credit card works, then I'm happy.
b. Not exactly, but I know I have enough for the month.
c. Yes, of course. I checked out my balance five minutes ago.
6.Are you a saver?
a. What do you mean?
b. I save about 10% of my money every month.
c. I save all my spare money every month.
READING AND SPEAKING
A. Read What kind of spender are you? and choose the answers (a,b or c) which are true for you.
B. Bring the equivalent synonym verb for the highlighted words in the passages.